Reply To: Cashed in private pension to do home improvements

Mike Hughes

Hmm. Really depends when in 2019 surely? If it was say October to December I’d think the case for an extension would be straightforward albeit depending on the specifics of the work and availability of people to do it. Most people would put off major work in that period anyway because of the realities of workmen around Christmas. If the capital was acquired before that then there’s a very tenuous case at best but around then…

I have had major leaks in our living room and was advised by a plumber in early February 2020 that the ceiling needed to come down. Putting aside that I thought that nonsense I moved money about to fund most of the work that would need doing but had to put it all aside because of Covid. The idea of three people in a house with no living room ceiling during the first lockdown… Had I been a benefit claimant I’d have argued the justification for that delay all the way as plain simple common sense.