Reply To: Overdrawn bank accounts

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http://www.opsi.gov.uk/ACTS/acts1992/ukpga_19920005_en_20#pt15-pb6-l1g187

Social Security Act 1992, 187 – Certain benefits to be inalienable.

We are considering drafting a blank template for customers to complete and give to their banks, should the situation arise.

It is not only benefit that can be assigned, but any funds. Ideally, the bank should be given 7 days notice; if they ignore the request, then it means a complaint to the ombudsman.