Seems to me that if the person is not entitled to PenCred, they are under no obligation to keet the PenServ up to date with their circs/incomes. Therefore the figures cannot be relied upon as they could become inaccurate within days.
Any “convenience” we get from using the “AIF” for nil entitlement cases is possibly outweighed by the hassle of uprating the incomes ourselves.
Having said that, we are using the non-statutory AIFs ourselves – but aware that we may just be storing up problems for the future.
Once the dust has settled following “A-Day” we are likely to start investigating customer’s income ourselves – rather that accepting the nil-entitlement AIF.
