Customer claimed benefit. Husband in hospitaland he is a pensioner. Between them they have about £60,000. So we nilled them. No Pension credit in payment.
Reconsideration request received. Customer told me the the palce that they lived had a cottage and a barn on the land. They have moved out of the cottage into the barn and they have knocked down the cottage and they are completely rebuilding the cottage themselves.
The capital that they had is not from insurance it is simply saving that they have accrued over the years. They said they are using their savings to fund the re-builing process. I have looked in Schedule 4 of the ctb regs 2006 and I wondered if par 20 could be used to disregard this money, but it has not been deposited for the sole purpose of purchasing a property which they intend to use as their home, because they already had the capital which they had saved over the years.
Comments would be appreciated please