Expanding on what Mark P has said, HB reg 13 prescribes that the 13 week protection [b:13c4ead714]will[/b:13c4ead714] apply if the financial commitments for the dwelling could be met when they were entered into. Subject to the provisos about not claiming in the last 52 weeks and that the person who could “meet the commitments” was the claimant or a member of the family that is all that needs to be shown.
“Financial commitments” means more than just the rent – think about Council Tax, Utilities and so on.
“When they were entered into” means just that, at the time the agreement was make; at the point the tenancy was signed.
Moreover, it doesn’t matter [i:13c4ead714]how[/i:13c4ead714] the commitments could be met, just that they [i:13c4ead714]could [/i:13c4ead714]be. This means they don’t have to have been working.
Theoretically, it is possible to get 13 week protection on the same tenancy again and again (subject to the no claim in the last 52 weeks rule). I though that there was to be a change in the legislation to stop that but I don’t think I’ve seen it yet. Always happy to be corrected though…