Accident and sickness policies

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    gksmith
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    Hi all,

    I have a claimant who is unable to work and is receiving ESA.

    He is receiving £823.54 from an accident and sickness policy.

    From this amount, he is paying his mortgage of £608.86 pcm and  this leaves him £214.68 as sickness payment.

    Am I correct in saying that the whole amount received is disregarded as it is not a mortgage protection policy payment?

    Thankyou

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