For a working age claimant who is receiving regular repayments of a loan, you can treat this as either capital or income under Reg 41 of the HBR 2006. As far as I can see, there is no such provision in the Housing Benefit (Persons who have…etc) Regulations 2006. Am I right in thinking that loan repayments would be disregarded under Schedule 5(22), or am I missing something more obvious?
