We have a claimant who has declared capital in an “Essex Pass” account.
Social Services have confirmed that this is an account managed by themslelves. It is for those clients who have sporadic care needs. They pay money into this account, do not receive intereest on it and can not withdraw it.If they need care for any reason, for example their condition deteriorates for a while, then they can call on Social Services and receive care which has been pre paid.
I’ve never come accross this before. I assume we wouldn’t count it as capital as it’s payment for future care ( a bit like a top up phone card), but I’d like to make sure that it is safe to disregard this.
Thanks.