Hi,
I am hoping for your opinions on this scenario:
Parents buy flat for son – buy to let mortgage- as they consider that he has learning difficulties but needs his independence – (social services did not consider him to have a problem).
He was working initially, but made redundant – claimed JSA cont, and HB/CTB – we paid the claim.
JSA cont stopped and because his capital was £11k he was not entitled to JSA (IB) – we ceased HB/CTB. (however they want is assessed on nil income).
Parents (Landlords) have written in stating that he has no income, and his capital has reduced to £7,000. They have spent a great deal of their retirement money (bless!!) – and can no longer pay the mortgage without any rent being paid.
They have stated that they will have to sell the property if they do not get any rent payment soon.
I do not consider this to be a commercial tenancy – however, how do I stand revising the original decision, as HB/CTB has previously been paid?