I think the regs support Carol’s view.
[b:9917796658]HBR(SPC) 13(paras 14-16)[/b:9917796658] applies.
new.hbinfo.org.com/menu2/pchbregs06/013_06pc.shtml
The 13 week protection starts from the beginning of the AWARD of HB. So, if the start of the award is 26 weeks ago, the clmt is barred from protection if there was any entitlement to HB at any time during the 52 weeks prior to the start of award (i.e. must be nil HB for wks 27 to 78, going backwards).
Also, the clmt (or anyone else mentioned in para 16) must have been able to meet the financial commitments when they were first entered into – the date of a HB claim is not relevant.
Regards