https://www.gov.uk/government/news/bankruptcy-applications-move-online-f…

From 6 April 2016 people seeking to make themselves bankrupt will no longer need to apply to the court. Instead they will complete an online application on GOV.UK, which will be submitted to an Adjudicator employed by The Insolvency Service.

Online applications will be less expensive and, for the first time, will be able to be paid for in instalments.

Will affect HB overpayment and Council Tax