http://www.bbc.co.uk/news/uk-england-merseyside-23183352 

 http://www.bbc.co.uk/news/uk-23122369 

"large family homes (in Liverpool) are lying empty as tenants cannot afford to move in and pay extra for spare rooms, it is claimed.

David Orr, the National Federation's chief executive, said: "The fact is there aren't enough smaller social homes in Merseyside for people to avoid the bedroom tax, even if they wanted to move."

The federation's report found 6,000 of the 14,000 householders who had fallen into arrears since the cuts were introduced had done so for the first time.